/* V28 editorial system */
.bv28{max-width:1260px;margin:0 auto;padding:38px 26px 76px;color:#18344a}.bv28 *{box-sizing:border-box}.bv28 a{text-decoration:none}.bv28-kicker{font-size:12px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#167db6}.bv28 h1,.bv28 h2,.bv28 h3{font-family:Manrope,Arial,sans-serif;letter-spacing:-.025em}.bv28 h1{font-size:clamp(32px,3.5vw,48px);line-height:1.15;margin:12px 0 14px}.bv28 h2{font-size:24px;line-height:1.3}.bv28 p{line-height:1.75}.bv28-hero{display:grid;grid-template-columns:1.1fr .9fr;min-height:380px;border-radius:18px;overflow:hidden;background:#113956;color:#fff;box-shadow:0 14px 35px #153e5813}.bv28-hero-copy{padding:clamp(26px,4vw,56px);display:flex;flex-direction:column;justify-content:center}.bv28-hero-copy p{max-width:570px;color:#c8dde9;font-size:15px}.bv28-hero .bv28-kicker{color:#77c9f7}.bv28-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:15px}.bv28-btn{display:inline-block;border-radius:9px;padding:13px 19px;background:#1c7db7;color:white!important;font-size:13px;font-weight:800}.bv28-btn.secondary{background:#fff;color:#174261!important}.bv28-hero-media{min-height:300px;position:relative;overflow:hidden}.bv28-hero-media img{height:100%;width:100%;object-fit:cover;position:absolute;inset:0}.bv28-hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#0e355777,transparent 70%)}.bv28-feature-label{position:absolute;bottom:24px;left:26px;right:26px;z-index:1;color:#fff}.bv28-feature-label strong{display:block;font-size:21px;line-height:1.3}.bv28-library{display:grid;grid-template-columns:250px minmax(0,1fr);gap:26px;margin-top:34px;align-items:start}.bv28-side{display:grid;gap:16px}.bv28-side-panel{background:white;border:1px solid #dde7ee;border-radius:14px;padding:22px}.bv28-side-panel h3{font-size:16px;margin:0 0 15px}.bv28-side-panel a{display:flex;justify-content:space-between;padding:11px 0;color:#29506c;border-bottom:1px solid #e9eff4;font-weight:600;font-size:13px}.bv28-side-panel a:last-child{border-bottom:0}.bv28-side-panel.is-accent{background:#e8f4fb}.bv28-side-panel p{font-size:13px;margin:0 0 13px;color:#4e6e82}.bv28-library-main{min-width:0}.bv28-sectionhead{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:18px}.bv28-sectionhead h2{margin:4px 0}.bv28-sectionhead p{margin:0;color:#648096}.bv28-filters{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 20px}.bv28-filter{border:1px solid #d7e5ee;background:white;border-radius:28px;padding:10px 14px;color:#28516e;cursor:pointer;font-weight:700;font-size:12px}.bv28-filter.active,.bv28-filter:hover{background:#18577f;border-color:#18577f;color:white}.bv28-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.bv28-card{background:white;border:1px solid #e0e9ef;border-radius:14px;overflow:hidden;min-width:0;display:flex;flex-direction:column;transition:box-shadow .2s,transform .2s}.bv28-card:hover{transform:translateY(-2px);box-shadow:0 15px 35px #103c5a18}.bv28-card img{width:100%;height:190px;object-fit:cover;display:block}.bv28-card-copy{padding:21px;display:flex;flex-direction:column;flex:1}.bv28-card h3{font-size:19px;line-height:1.4;margin:9px 0}.bv28-card p{font-size:13px;color:#536f83;margin:0 0 22px}.bv28-card-link{margin-top:auto;color:#1176ac;font-size:13px;font-weight:800}.bv28-crumb{font-size:12px;color:#658097;margin-bottom:19px}.bv28-crumb a{color:#337dae}.bv28-article-head{background:#133d5b;border-radius:18px;padding:45px 48px;color:#fff;overflow:hidden;position:relative}.bv28-article-head h1{max-width:850px}.bv28-article-head p{color:#d7e8f1;max-width:750px}.bv28-article-head .bv28-kicker{color:#89d3ff}.bv28-article-meta{font-size:12px;font-weight:700;color:#c3dfef;margin-top:18px}.bv28-article-layout{display:grid;grid-template-columns:minmax(0,1fr) 275px;gap:28px;margin-top:26px;align-items:start}.bv28-reading{min-width:0}.bv28-cover{width:100%;height:340px;object-fit:cover;border-radius:15px;display:block;margin-bottom:24px}.bv28-article-body{background:white;border:1px solid #deebf2;border-radius:15px;padding:36px 42px}.bv28-lead{font-size:17px;color:#334f65;line-height:1.85;border-bottom:1px solid #e6eef4;padding-bottom:25px;margin:0 0 18px}.bv28-article-body h2{font-size:23px;scroll-margin-top:20px;margin:31px 0 10px}.bv28-article-body p{font-size:15px;color:#496579;margin:0 0 18px}.bv28-article-body .bv28-note{background:#edf7fc;border-left:4px solid #2484bf;border-radius:7px;padding:17px 19px;font-size:13px;line-height:1.7;color:#24526e;margin:24px 0}.bv28-article-side{position:sticky;top:20px;display:grid;gap:16px}.bv28-faq{margin-top:25px}.bv28-faq details{background:#f7fbfd;border:1px solid #e0eaf2;border-radius:10px;padding:0 16px;margin:9px 0}.bv28-faq summary{padding:16px 0;font-size:14px}.bv28-faq details p{padding:0 0 15px;font-size:14px;margin:0}.bv28-related{margin-top:28px}.bv28-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.bv28-related-grid a{border:1px solid #dfe9f1;border-radius:12px;background:white;overflow:hidden;color:#183b54;font-weight:800;line-height:1.45}.bv28-related-grid img{height:120px;object-fit:cover;width:100%;display:block}.bv28-related-grid span{display:block;padding:14px}.bv28-cta{margin-top:30px;background:#e7f3fb;border:1px solid #cfe6f4;border-radius:14px;padding:25px;display:flex;align-items:center;justify-content:space-between;gap:18px}.bv28-cta h2{margin:0 0 5px}.bv28-cta p{margin:0;color:#54768b;font-size:13px}
@media(max-width:900px){.bv28-hero{grid-template-columns:1fr}.bv28-hero-media{min-height:240px}.bv28-library{grid-template-columns:1fr}.bv28-side{grid-template-columns:repeat(2,minmax(0,1fr))}.bv28-article-layout{grid-template-columns:1fr}.bv28-article-side{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.bv28{padding:25px 16px 55px}.bv28-hero-copy{padding:28px}.bv28-cards,.bv28-side,.bv28-article-side{grid-template-columns:1fr}.bv28-card img{height:180px}.bv28-article-head{padding:30px 23px}.bv28-cover{height:210px}.bv28-article-body{padding:22px}.bv28-related-grid{grid-template-columns:1fr}.bv28-cta{display:block}.bv28-cta .bv28-btn{margin-top:16px}}
.bv28-card[hidden]{display:none!important}
.bv28-article-body section{scroll-margin-top:90px}